Has anyone found a loophole to withdraw your NEAP annuity? These crooks want to live off our money and interest and I watch mine drop every day, would love to cash it out and put most into a money market or 401. If anyone has successfully gotten theirs out being under 55 years old and having contributed more than 10k dollars, please let me know. They are worthless when you call them with questions, they dont want you to be able to get your money.